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All agents are NOT alike! Find out why we are top real estate experts. Call us: Buyers Hotline 585-279-8210 or Sellers Hotline 585-261-6070.

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"Huge Profit"
"We used the Salafia Sold Team to buy our 1st home. We just recently used them to sell that same home and made over $10,000."
-The Reids
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Why Buyers Choose Salafia Sold Team - Nunzio, Sal & Davide Salafia
Welcome > For Buyers > Lease/Purchase ...

DO I QUALIFY FOR A RENT TO OWN PROGRAM? 

1.) Do you want to own a Home? If yes, proceed to question 2
2.)Do you have $3000 - $5000 with which to purchase a home? If so, proceed to question 3
3.)Do you have a minimum 580 Credit Score? If yes, you on your way to qualifying! Call NOW for more information. If you are unsure, Click here and we'll help you find out your credit score; FREE TO YOU and CONFIDENTIAL!
 

 


WHAT IS A LEASE-PURCHASE?
 

TO VIEW LEASE PURCHASE HOMES Click Here: Lease- Purchase Inventory.
A Lease-Purchase is a contract that allows the buyer the opportunity to take possession of the property before closing. In a Lease-Purchase a contract and a lease are negotiated and executed at the same time. The candidate for this program must like the property enough to buy the home. Security deposits, purchase price and monthly rent are all determined based on the property in question, and the buyers' ability to close. The sooner the buyer can close, the cheaper the monthly rent! *** The owners of these homes are not interested in becoming long term landlords. These sellers allow Lease-Purchase agreements for candidates that may:
1. need immediate occupancy
or
2. need time to correct minor credit issues
or
3. don’t have a lot of money to put down
The lease portion of the contract is typically 6 - 9 months. Our goal is to make you a Buyer! Call today to learn more.
NEXT STEP
To learn if you qualify for a lease-purchase, the next step is to get a pre-approval. Click here to get pre-approved for a lease-purchase program. Many times, people are unaware of how easy it is to buy a home! 

FREQUENTLY ASKED QUESTIONS 

WHERE IS THE INFORMATION ON SPECIFIC HOMES BEING OFFERED?
To view our inventory, simply CLICK on the OVAL BUTTON located on the top of this page marked "VIEW LEASE PURCHASE HOMES"
CALL US TODAY WITH ANY QUESTIONS, OR FOR A SHOWING!  

• HOW LONG IS THE LEASE? The lease portion of the contract is usually 6 months and typically does not exceed a 9 month period. 

•DO YOU GET NEW LISTINGS AVAILABLE FOR LEASE-PURCHASE? Yes, we get new listings every week. Click on this link to see our updated inventory Click Here: Lease-Purchase Inventory.

•HOW OFTEN DO YOU UPDATE YOUR NEW LISTINGS? We update our new listings every week Monday - Friday. However; we do get new lease-purchase homes on some weekends. Just call to be the first to find out if we have anything coming up!  

• ARE PETS ALLOWED? Pets are allowed, see a Salafia Sold Team associate for details. 

• HOW MUCH IS THE RENT? The rent is determined by the length of the lease. The longer the lease period, the higher the rental amount. 

• CAN I JUST RENT? These homes are NOT offered as straight rentals. The sellers will allow pre-entrance agreements, but do not want to become long term landlords. 

 

TO VIEW OUR INVENTORY SIMPLY Click Here: Lease-Purchase Inventory  

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Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
What oceanfront area is currently the most popular choice among people searching for second homes and vacation homes?

A 
According to statistic published early in 2005, the Florida coast is the most sought-after vacation and retirement destination in the United States.
See More Real Estate Trivia >


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Salafia Sold Team - Nunzio, Sal & Davide Salafia, REALTOR®, real estate agent and broker for Rochester, New York home listings, property and land for sale - NUMBER1EXPERT(tm)

Sal, Nunzio and Davide Salafia
RE/MAX Plus

2171 Monroe Ave
Rochester, NY 14618
Buyers Hotline: 585-279-8210
Sellers Hotline: 585-261-6070
Fax: 585-279-8227
SalafiaOnline@yahoo.com

We are Experienced, Knowledgable and Committed to providing you the excellent Customer Service you expect! Our Team Sells more Homes in Rochester New York and Monroe County than any other Realtor. We have been the #1 Agent in New York State for the past 17 Consecutive Years. Selling A Home In Rochester New York? Buying A Home in Rochester New York? Call us! You have just found Rochester New York's Top Realtor!* We have been The top Re/max Team for the longest consecutive years! *All claims based on homes sold $70,000 and above. **By completing and submitting this form, you are authorizing The Salafia Sold Team and RE/Max Plus to access and review your credit information.

Equal Housing MLS REALTOR


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