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DO YOU QUALIFY TO BUY A HOME? 
INSTRUCTIONS
To get Prequalified, please fill in the survey below. Simply fill out the form below to get started. Under the Additional Information space, please include your date of birth, full name (first last and middle) and social security number. We will have a mortgage consultant review your information to preapprove you to buy a home! This service is FREE of charge to you and there are no obligations to us or the mortgage broker we have review your credit. It is the most important process to complete before going to look at homes.
IMPORTANT We use only local Banks that work and specialize in the Rochester New York area. This is not always the case on other internet sites, often you do not get a preapproval from a local bank. This can mean a very difficult closing and often a lot of misinformation. Remember: We will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. You might have an idea of the size of the mortgage loan payment you can afford, but will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. All of our Lease/Purchase Programs require it as well. In the pre-qualification process, you will find out:
- Exactly how much home or land you can afford.
- How much cash you will need for the down payment.
- The minimum down payment, and advantages of higher down payments.
- What the bank feels you can afford for a monthly payment.
We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation...
About Appraisals >Best Interests of the Buyer
Who represents the homebuyer in the transaction? The most common scenario is for homebuyers to purchase a home with the help of the seller's listing agent. In this case, known as "dual agent representation," the real estate agent assists both the sellers and the buyers. However, it is also possible for the buyers to ask another realtor to represent their interests exclusively, acting as the "buyer's agent," a service which is available at no additional cost to the homebuyer.
Any licensed real estate agent can act as your buyer's agent, helping you to locate and look at properties in your price range. However, if that real estate agent works for the same brokerage that is listing a particular property, dual agency or designated agent rules will then apply. The buyer's agent will advise the buyer if issues arise such as termite damage or significant material defects appearing on the home inspection report. If the home appraisal comes in at less than the asking price, the agent will represent the buyer's interest, working with the seller and the lender to negotiate a satisfactory resolution.
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| Q |
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?
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| A |
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S. |
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Sal, Nunzio and Davide Salafia
RE/MAX Plus
2171 Monroe Ave
Rochester, NY 14618
Buyers Hotline: 585-279-8230
Sellers Hotline: 585-261-6070
Fax: 585-279-8227
SalafiaOnline@yahoo.com
We are Experienced, Knowledgable and Committed to providing you the excellent Customer Service you expect! Our Team Sells more Homes in Rochester New York and Monroe County than any other Realtor. We have been the #1 Agent in New York State for the past 17 Consecutive Years. Selling A Home In Rochester New York? Buying A Home in Rochester New York? Call us! You have just found Rochester New York's Top Realtor!* We have been The top Re/max Team for the longest consecutive years!
*All claims based on homes sold $70,000 and above.
**By completing and submitting this form, you are authorizing The Salafia Sold Team and RE/Max Plus to access and review your credit information.   
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